Benefits of LARM

Benefits of Pooling

• Controlled by a Board of Directors of city and village officials
• Services tailored to unique needs of LARM members
• Loss control services provided at no additional charge
• More active involvement by members
• Share in benefits of investment income and surplus
• More aggressive defense strategy
• Long-term stable solution to "roller coaster" insurance pricing

Coverage Provided

• Workers' Compensation
• Property
• Inland Marine
• Boiler and Machinery (Equipment Breakdown)
• General Liability
• Law Enforcement Liability
• Automobile Liability and Physical Damage
• Public Officials Liability