LARM History

In the 1980’s public entities faced an insurance crisis. Rates were skyrocketing and some municipalities were being cancelled completely. Based on a study initiated by the League of Nebraska Municipalities (LNM), it was determined that there were limited insurance carriers and products available to municipalities in the State of Nebraska, which limited the municipalities’ ability to control insurance costs, coverage and services. Based on the results of the study and the interest of members, LNM resolved to create the League Association of Risk Management (LARM).


LARM began operations in late 1989 by offering an endorsed insurance program for municipalities that included risk management services. In 1995, with 13 participating municipalities, LARM received its pooling certificate from the State of Nebraska and began operating the Property and Liability Group Self-insurance Pool. The Workers' Compensation division was introduced in 1997.




LARM Today

Today there are 55 members in LARM, with additional municipalities joining every year.


Click to view a list of current members.